Zinia is a payments and lending platform of Openbank and Santander Consumer Finance.

Zinia makes shopping simple, offering the possibility of splitting payments into instalments in a fast and transparent way. The platform is available with offline and online functionality for in-store and online purchases at participating businesses.

Openbank and Santander Consumer Finance have joined forces to create The Digital Consumer Bank, and we are proud to be building the market-leading ‘payments and lending’ platform.